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NOTICE OF CHANGES IN TEMPORARY FDIC INSURANCE COVERAGE FOR TRANSACTION ACCOUNTS
All funds in a "noninterest-bearing transaction account" are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010, through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC's general deposit insurance rules. The term "noninterest-bearing transaction account" includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest. It also includes interest on Lawyers Trust Account ("IOLTAs"). It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts and money-market deposit accounts.
For more details visit www.fdic.gov.
Your Insured Deposits
- The Internet version of the FDIC's most popular brochure--"Questions
and Answers About Your Insured Deposit"--explains how FDIC deposit insurance
works.
EDIE: The Electronic Deposit Insurance Estimator - Do you have $250,000 or more in deposit accounts? You may have more - or less - deposit insurance coverage than you think. EDIE estimates your coverage based on your answers to a series of questions about your accounts in an FDIC-insured financial institution.
Check out the frequently asked questions about deposit insurance on the FDIC website and on the Presidential website.
Your Investments - Consumer facts about investments that are not deposits and are not insured by the FDIC, including non-deposit investment products, investment counseling and the process of filing a complaint.
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email@presidential.com (General Inquiries) or Secure Email available through
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1995 - 2012 Presidential Bank, FSB
last updated 02/03/2011 lmm
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