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Privacy Policy rev. 4/2011
FACTS WHAT DOES PRESIDENTIAL BANK DO WITH YOUR PERSONAL INFORMATION?
Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share and protect your personal information. Please read this notice carefully to understand what we do.
What? The types of personal information we collect and share depend on the product or service you have with us. This information can include:
  • Social Security number and income
  • Account balances and payment history
  • Credit history and credit scores or other debt
When you are no longer our customer, we continue to share your information as described in this notice.
How? All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Presidential Bank chooses to share; and whether you can limit this sharing.

 

Reasons We Can Share Your Personal Information  Does Presidential
Bank Share? 		 Can You Limit
This Sharing?
For our everyday business purposes -
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus		 Yes No
For our marketing purposes -
to offer our products and services to you		 Yes No
For joint marketing with our financial companies No We Don't Share
For our affiliates’ everyday business purposes -
information about your transactions and experiences		 Yes No
For our affiliates’ everyday business purposes -
information about your creditworthiness		 No We Don't Share
For our affiliates to market to you No We Don't Share
For nonaffiliates to market to you No We Don't Share

 

Questions? Call 800-383-6266 or go to www.presidential.com

 

Who We Are
Who is providing this message?  Presidential Bank

 

What We Do
How does Presidential Bank protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. Those measures include computer safeguards and secured files and buildings.
How does Presidential Bank collect my personal information? We collect your personal information, for example, when you
  • open an account or make deposits or withdrawals from your account
  • pay your bills or apply for a loan
  • use your debit card
  • direct us to buy or sell securities
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can’t I limit all sharing? Federal law gives you the right to limit only
  • sharing of affiliates’ everyday business purposes – information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you
State law and individual companies may give you additional rights to limit sharing.

 

Definitions
Affiliates Companies related by common ownership or control. They can be financial and nonfinancial companies.
  • Our affiliates include financial companies such as Presidential Service Corporation, Realty Home Mortgage Co., LLC and Painter Bay Company, LLC.
Nonaffiliates Companies not related by common ownership or control. They can be financial and nonfinancial companies.
  • Presidential Bank does not share with nonaffiliates so they can market to you.
Joint Marketing A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
  • Presidential Bank doesn’t jointly market.

 

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Presidential Bank reminds you that email@presidential.com is NOT a secure means of communication. Please refrain from including personal information such as account numbers, Tax ID/Social Security numbers, passwords, etc. We encourage you to maintain contact with us through our new Secure Email service, located within Personal Online Banking. Help us keep YOUR personal information PRIVATE!

email@presidential.com (General Inquiries) or Secure Email available through Personal Online Banking
© 1995 - 2012 Presidential Bank, FSB
last updated 04/01/2011 lmm
Member FDIC